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Finance Explained

All you need to know about our affordable finance options

Yes, assuming you meet the basic criteria listed above. We work with Novuna Personal Finance who will only approve credit that you can afford, so please ensure you are able to meet every monthly payment before applying.

Your monthly repayments will begin one month after you have signed your satisfaction once the job is completed.

Yes, you can settle the account whenever you want and there will be no additional cost or admin charge. Please call Novuna Personal Finance (with your agreement number handy) and they can arrange this for you.

If you are struggling to meet your payments it is important to notify Novuna Personal Finance immediately. Have your agreement number ready and they can discuss your options.

If you apply for finance online you will be given an instant decision – if you decide to proceed the order will be sent straight to our survey team, who will call you within 24 hours to arrange your home survey.

Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically turned down. We do suggest however, that you leave at least 6 months between applications.

The quickest and easiest way to find a price for your new product is to use our online designer.

Just select the finance option on the checkout page or ask one of our sales representatives if buying over the phone.

To qualify for Finance you need to spend a minimum of £500. Repayments are made monthly.

No. There are no arrangement fees or hidden extras. All costs are detailed in the terms and conditions.

Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

Our Complaints Procedure

If you're not completely happy with our service we'd like to hear about it, that way we can put it right. We do everything we can to make sure our customers get the best products and the best service possible, however, sometimes we may not get things right first time.

We want to:

  • Make it easy for you to tell us what went wrong
  • Give your complaint the attention it deserves
  • Resolve your complaint fairly and without delay
  • Make sure you are satisfied with how your complaint was handled

How and where to complain

If you are not satisfied with any aspect of our/product service you can tell us about your complaint in the following ways:

  • In Person: Teesview, Sabatier Close, Stockton-on-Tees, TS17 6EW
  • In Writing: GFDTrading LTD, Teesview, Sabatier Close, Stockton-on-Tees, TS17 6EW
  • By Telephone: 01643 309 576
  • By Email: info@gfdtrading.co.uk

How long will it take?

We will aim to resolve your complaint straight away but if we can't we will write to you within 5 business days to tell you:

  • Why we have not resolved your complaint
  • Who is dealing with your complaint
  • When we will contact you again

We will usually resolve your complaint quickly, but if it is complex it may take longer. We will keep you informed on a regular basis but if you need an update please call us on the number above and ask to speak to the person dealing with your complaint.

If we cannot reach agreement with you

If we can't agree a solution within 8 weeks and your complaint relates to our credit brokerage service we will:

  • Send a letter giving our reasons for the delay and an indication of when we expect to provide a final decision
  • OR
  • Issue our final decision letter which will explain our final position

Our aim is to resolve all credit brokerage related complaints internally. However, if after receiving our final decision letter or 8 weeks have passed you may have the right to refer your complaint to the Financial Ombudsman Service (FOS).

Financial Ombudsman Service

If you want the FOS to look into your complaint you must contact them within six months of the date of our final response letter.

Financial Ombudsman Service Contact Details

Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR

Telephone: 0800 0234567

Email: complain.info@financial-ombudsman.org.uk

Further helpful information can be obtained from visiting their website

Finance Options

All Financing examples below are based on a Composite Door Quote including Delivery and Installation worth £1700. £60 deposit required.

Cash/Self Funded

Deposit £60.00
Purchase Price £1700.00

12 Months Buy Now Pay Later - 11.9% APR Representative

If settled in full within the 12 month deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Example

Cash Price £1700.00
Amount of Credit £1640.00
Defer By 12 Months
Months 120
Interest Rate (fixed p/a) 11.9%
Representative APR 11.9%
Duration 132 Months
120 Monthly Payments £25.35
Total Amount Payable £3102.00
Settlement Fee £29.00

Interest Free Credit 0% APR Representative

Simply divide the loan amount by the term of the agreement and this will be your monthly repayment amount for the entirety of the agreement. No interest or fees are payable with this option.

Cash Price £1700.00
Deposit £60
Amount of Credit £1640.00
Duration of Agreement 12 Months
Interest Rate (fixed p/a) 0%
Representative APR 0%
12 Monthly Payments £136.66
Total amount payable £1699.92

There are no arrangement fees and no hidden costs with our interest free credit option. You can make over payments or pay off your agreement early at no additional cost.

Credit is subject to application and status. Terms & Conditions apply.

Credit is subject to a minimum spend of £500.00.

Monthly Payments 9.9% APR Representative

Available over 36, 48, 60, 96 or 120 Months

Based on 36 Monthly Payments
Cash Price £1700
Deposit £60.00
Amount of Credit £1640
Duration of Agreement 36 Months
Interest Rate (fixed p/a) 9.9%
Representative APR 9.9%
36 Monthly Payments £52.52
Total Amount Payable £1950.72

This finance option allows you the convenience and flexibility of spreading the cost of your home improvements.

You must make the minimum repayment each month. However, you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.

Credit is subject to application and status. Terms & Conditions apply.

Credit is subject to a minimum spend of £500.00.

Who Can Apply
Must be 18 or older.
 
Be in permanent paid employment (over 16 hours per week), retired and receiving a pension, be a house-person with a partner in permanent paid employment, or be self-employed.
 
Be a UK Resident (minimum 12 months).
 
Be able to provide acceptable proof of address and proof of signature.
 
Make payments by direct debit, and
 
Be purchasing the product for personal use and not business use.

Credit is subject to application and status. Terms & Conditions apply
 
Credit is subject to a minimum spend of £500
Installation is only applicable to Composite Doors

Premium Installation

Premium Installation
  • Professional site survey
  • Available across UK & NI
  • 5 year installation guarantee
  • 10 year product guarantee
  • Insurance backed guarantee

DIY Delivery Only

Delivery Only
  • Free delivery to site
  • Delivery to UK mainland
  • 10 year product guarantee
  • Quick lead times
  • Measuring assistance service
  • Liaising service for builders

Guaranteed for your peace of mind

Your home is an important investment, so it's crucial that you choose a company you can trust. We take pride in offering our customers complete peace of mind.

10 Year Product Guarantee 5 Year Install Guarantee Consumer Protection Policy

Hassle free
Online Ordering

No sales visits!

Accepted Payment Methods

Finance Packages Available

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